Everyone wants to make their life convenient and more suitable. One way to do that is by using a credit card to pay for your utility bills Payments. By doing so, you can save time, effort, and even earn some rewards or cashback. In this article, we will discuss the five best credit cards for utility bill payments, along with some tips to consider before getting one.
5 Best Credit Cards for Utility Bill Payments
Airtel Axis Bank Credit Card
The Airtel Axis Bank Card is an excellent option for those who use Airtel services for their utility bill payments. This card offers 25% cashback on all Airtel payments, including postpaid bills, broadband bills, and DTH payments via the Airtel Thanks App.
Apart from that, you can get 10% cashback on all other utility bill payments as well. There is no joining fee, and the renewal fee is waived off if you spend more than Rs. 2,00,000 or more in the previous year.
Tata Neu Infinity HDFC Bank Credit Card
If you are looking for a credit card that offers rewards on all your utility bill payments, then the Tata Neu Infinity HDFC Bank Credit Card is an excellent option. Through this card, cardholders can get 10% cashback on the Tata Neu app, 5% cashback on Tata Partner brands, and 1.5% cashback elsewhere.
Axis Bank ACE Credit Card
The Axis Bank ACE Credit Card is the best card for those who are willing to get rewards on their utility bill payments. This card offers 5% cashback on utility bill payments made through Google Pay, and 4% cashback on Swiggy, Ola, Zomato, and 2% cashback to all other utility bill payments. You can also earn 2 EDGE Reward points for every Rs. 200 spent, which can be redeemed for various rewards.
HDFC Bank Regalia Gold Credit Card
The HDFC Bank Regalia Gold Credit Card is an excellent option for those who want to earn RPs on their utility bill payments. Through this card, you can earn 4 RPs for every Rs. 150 spent on retail, including utilities, and these RPs can be redeemed against cashback, flight bookings, Airmiles, etc. There is a joining fee of Rs. 2,500, but the annual fee is waived off if you spend more than Rs. 4,00,000 in a year.
Amazon Pay ICICI Bank Credit Card
The Amazon Pay ICICI Bank Credit Card is a great option for those who frequently use Amazon for their utility bill payments. With this card, you can get to 5% cashback on all your Amazon payments, including utility bills, groceries, and more. Additionally, you can get up to 2% cashback on all other utility bill payments. There is no signup fee or renewal fee for this card.
Tips to Consider Before Getting Best Credit Cards for Utility Bill Payments
Before you choose a credit card for utility bill payment, you must consider the tips given below:
- Check the cashback or rewards offered on utility bill payments.
- Look for cards that offer rewards on other categories as well.
- Check the annual fee and other charges before applying.
- Compare different cards and choose the one that suits your needs the most.
- Pay your credit card bills regularly to reduce high-interest charges.
Also Read: IRCTC SBI Card Premier: Elevating Your Travel Experience
Conclusion
Using a credit card to pay for your utility bills can be a great way to save time and earn rewards or cashback. The five credit cards mentioned in this article are some of the best options available in India. However, before applying for a credit card, make sure to consider your needs, compare different cards, and choose the one that suits you the most.
Jyoti is unique blend of expertise, extensive experience, and a genuine passion for credit cards positions him as an exceptionally well-suited and engaging content writer. His profound insights into the Indian credit and banking sectors have empowered him to craft numerous informative and captivating blogs.