Being a regular traveler, many people wish to have a credit card that offers exclusive benefits and rewards while booking tickets to travel. The IRCTC SBI Card Premier is the best option for travelers. This card has been designed to cater to the needs of travelers and offer numerous offers that can enhance your travel experience. In this article, we will talk about the benefits of IRCTC SBI Card Premier and how you can apply for it.
Features and Benefits of IRCTC SBI Card Premier
Welcome Benefits
The IRCTC SBI Card Premier offers welcome benefits to its users. As a welcome benefit of this card, you will receive 1,500 bonus RPs, which can be redeemed for travel bookings. These welcome benefits can help you save money on your first few bookings.
Milestone Benefits
The IRCTC SBI Card Premier offers milestone benefits to its users, which can be redeemed on reaching certain milestones. For example, if you use the card to spend Rs. 50,000 within the first year of your membership, you will receive a bonus reward point of 2,500, which you can use to book tickets on the IRCTC website. Likewise, spending Rs. 1 lakh using the card will earn you a bonus reward point of 5,000, which you can utilize for booking travel tickets.
Travel Benefits
With IRCTC SBI Card Premier primary cardholders will get 8 complimentary railway lounge access every year which is 2 per quarter. Cardholders can also avail accommodation at 5,000+ hotels in India across 350 different cities. You can also redeem exclusive benefits across over 900 hotels all around the world. Get 10,000 miles every night on hotel stay and 25% extra miles through Kaligo.com.
Insurance Benefits
The IRCTC SBI Card Premier offers insurance benefits to its users. Cardholders will get insurance coverage of Rs. 50 lakhs against air accidents, Rs. 10 lakhs against a railway accident, and a fraud liability coverage of Rs. 1 lakh.
Other Benefits
Apart from the benefits mentioned above, the IRCTC SBI Card Premier also offers other benefits to its users. You can save 1% transaction fee for railway ticket bookings on IRCTC. 1.8% on transaction fees on airline ticket bookings on IRCTC as well.
Additionally, you will get a 1% fuel surcharge benefit on all fuel transactions between Rs. 500 and Rs. 4,000. Also, on spending more than Rs. 2 lakhs in the previous year, an annual fee of Rs. 1,499 will be waived.
How to Apply for IRCTC SBI Card Premier
You can simply apply for the IRCTC SBI Card online by the official website of SBI Cards. You will need to provide your personal and financial details, along with the necessary documents, to complete the application process. Once your documents and application is approved, your card will be sent to your location mentioned in address within a few working days.
Eligibility for IRCTC SBI Card Premier
To be eligible for the IRCTC SBI Card Premier, you must be an Indian resident and between the ages of 21 and 60 years. Additionally, you must have a minimum annual income of Rs. 5 lakhs and a good credit score.
Also Read: Explore the Benefits of Axis Bank Credit Cards
Conclusion
The IRCTC SBI Card Premier is an excellent credit card for frequent travelers. With its numerous benefits and rewards, it can help you save money on all your travel bookings and enhance your travel experience. So, if you are a frequent traveler, apply for the IRCTC SBI Card Premier today and elevate your travel experience like never before.
Jyoti is unique blend of expertise, extensive experience, and a genuine passion for credit cards positions him as an exceptionally well-suited and engaging content writer. His profound insights into the Indian credit and banking sectors have empowered him to craft numerous informative and captivating blogs.